สำหรับเดือนแห่งความรู้ทางการเงินแห่งชาติเราจะมาพูดถึงคนพิการที่ได้รับประโยชน์จากปัญหาการพนัน

ไม่มีความลับใดที่ปัญหาการพนันสามารถนำไปสู่ปัญหาทางการเงินได้ จากข้อมูลของ Det.org พบว่า 85% ของผู้ใหญ่ในสหรัฐอเมริกาเล่นการพนันครั้งเดียวในชีวิตและชาวอเมริกัน 23 ล้านคนติดหนี้เนื่องจากการพนัน [1] ผู้ที่ประสบปัญหาการติดการพนันไม่เต็มใจที่จะดำเนินการทางการเงินและเดิมพันต่อไปโดยไม่คำนึงถึงผลที่ตามมาจากการ “ลงมือทำ” หรือหลีกเลี่ยงปัญหาอื่น ๆ ด้วยเหตุนี้ครอบครัวของนักพนันจึงมักตกอยู่ในความปรานีจากการเสพติดของพวกเขา ปีที่แล้วครึ่งหนึ่ง (50%) ของผู้ที่ติดต่อสายด่วนการพนันฟลอริดา 888-ADMIT-IT รายงานว่ามีหนี้การพนันที่บ้านโดยสิบเก้าเปอร์เซ็นต์ (19%) ไม่ทราบว่าพวกเขามีหนี้การพนันหรือไม่และสิบสามเปอร์เซ็นต์ (13%) ตอบสนอง สำหรับคำถามนี้ปฏิเสธ จากหนี้ที่รายงานหนี้ที่เกี่ยวข้องกับการพนันโดยเฉลี่ยในปีนี้ 7 30,715 รายรายงานหนี้ที่เกี่ยวข้องกับการพนันหนึ่งในสาม (32%) 25,000 ดอลลาร์ขึ้นไปและ 9% ของหนี้การพนัน 000 100,000 ขึ้นไป หนี้ที่เกี่ยวข้องกับการพนันมักจะถูกรายงานโดยนักพนันที่มีปัญหาและคนที่คุณรักหลายคนไม่รู้ว่านักพนันเป็นหนี้เท่าไร [2]
เนื่องจากหนี้ที่เกี่ยวข้องกับการพนันเป็นเรื่องปกติสำหรับผู้ที่ดิ้นรนกับการเสพติดจึงไม่น่าแปลกใจที่พบว่า 17% ของผู้ติดต่อสายด่วนในปีที่แล้ว (เพิ่มขึ้นจาก 15% ของปีก่อนหน้า) เนื่องจากหนี้ที่เกี่ยวข้องกับการพนัน ) รายงานว่านักพนันได้ยื่นฟ้องล้มละลายอย่างน้อยหนึ่งครั้งอันเป็นผลมาจากปัญหาการพนันหรือคดีล้มละลายอยู่ระหว่างดำเนินการ นอกจากนี้การระบุถึงความรุนแรงของผลกระทบทางเศรษฐกิจที่เกี่ยวข้องกับการพนันที่มีปัญหาคือผลกระทบโดยตรงต่อสิ่งจำเป็นพื้นฐานเช่นค่าครองชีพเช่นค่าเช่าค่าจำนองและค่าสาธารณูปโภค 2% ของนักพนันที่ขอความช่วยเหลือในปีนี้ไม่มีที่อยู่อาศัยเนื่องจากการพนันและ 24 กับใครบางคน (เช่นครอบครัวหรือเพื่อน) เนื่องจากการพนัน [2]
เมื่อมองไปที่หนี้ก้อนโตมีรายงานว่านักพนันที่มีปัญหาส่วนใหญ่ประสบปัญหาในการจ่ายค่าบ้าน (67%) สูญเสียเงินออม (65%) จากการพนันและขายทรัพย์สินหรือมีเงินจำนำ (50%) ไม่ยากที่จะจินตนาการว่าคนอื่น ๆ โดยเฉลี่ย 8-10 คนจะได้รับผลกระทบอย่างไรในแต่ละกรณีของปัญหาการพนัน ในช่วงเดือนแห่งความรู้ทางการเงินนี้ให้ใช้โอกาสนี้สอนเยาวชนในชีวิตของคุณว่าการพนันคืออะไรความเสี่ยงที่เกี่ยวข้องและกิจกรรมที่ จำกัด อายุ ความรู้ทางการเงินมีความสำคัญเนื่องจากให้ความรู้และทักษะในการจัดการเงินอย่างมีประสิทธิภาพ [3] การทำความเข้าใจถึงความสำคัญของการใช้จ่ายงบประมาณและการประหยัดเงินจะเป็นประโยชน์ต่อทุกคนในระยะยาวและช่วยลดความเสี่ยงในการวางปัญหาการพนันบนท้องถนน ใครก็ตามที่ทุกข์ทรมานจากผลกระทบทางการเงินของปัญหาการพนันสามารถค้นหาความช่วยเหลือและความหวังผ่านสายด่วน 888-ADMIT-IT ที่เป็นความลับของ FCCG และพูดได้หลายภาษา นอกจากนี้ยังสามารถติดต่อสายด่วนได้โดยส่งข้อความไปที่ 321-978-0555 เปิดตัวแชทสดบน casinohelp.org ส่งอีเมล fccg@gamblinghelp.org และส่งข้อความถึง FCCG บนโซเชียลมีเดีย เชื่อมต่อกับแหล่งต่างๆรวมถึงการอ้างอิงถึงผู้ให้การรักษาที่ได้รับการรับรอง!

[1] การพนันและหนี้ – ปัญหาและพฤติกรรมบีบบังคับ (2020, 22 กรกฎาคม). สืบค้น 16 เมษายน 2564 จาก https://www.debt.org/advice/gambling/.
[2] รวบรวมโดย FY 2019-2020 Florida Council on Compulsive Gambling 888-Admit-IT Helpline Data (2021) สภาฟลอริดาเกี่ยวกับการพนันเชิงบังคับ
[3] Literacy, T. , & Miller, J. (2020, 14 กันยายน). ความสำคัญของความรู้ทางการเงิน สืบค้น 16 เมษายน 2564 จาก https://cardancapital.com/2020/09/10/the-importance-of-finanitary- Literacy /

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Irving and Harden lead Nets to big win over Kings

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NHL Prediction: Vegas Golden Knights vs Colorado Avalanche on 16.02.2021 North America, on 17.02.2021 Europe


In the next game of the series, Vegas will again host Colorado and will try to prevail over the opponent. Let’s find out who might gain the upper hand in this game.
Vegas Golden Knights
Vegas this season is consistently happy with their effective attack, which allows the team to gain points in almost every match. However, in the game against Colorado, the Golden Knights could not show a productive game. The team from Las Vegas still prevailed with a score of 1-0. It is worth noting the goalkeeper Fleury reflected 30 shots on goal. The Knights have lost just two home matches this year – to St. Louis (4-5 SO) and Anaheim (0-1). In all other meetings, Vegas was the winner. Thanks to such successful results, the Golden Knights occupy the Western Division’s top spot with 21 points.

Colorado Avalanche
Colorado continues to show an unstable result. From the very start of the season, the team exchanged victories with each opponent. They only managed to win twice in games with San Jose, the worst club in the division. The main reason for such a lacklustre play is that the Avalanche played almost all of their matches away, where they play much worse. However, the Avalanche was able to gain the required number of points to take the third line in the Western Conference table. The main advantage of the team is excellent defence – only 25 goals conceded in 12 games.
Vegas Golden Knights – Colorado Avalanche prediction
Vegas was able to defeat Colorado in the first leg. The fight turned out to be unproductive in terms of goals, as both teams showed excellent defensive play. Still, the Golden Knights were slightly stronger than their opponent. You can bet on another victory for the Knights in the return match since the team plays at the home arena, where it practically does not lose.

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European Team of the Week: Ilkay Gundogan and Lionel Messi join hat-trick hero Pierre-Emerick Aubameyang


Every week we pick 22 of the best performing players in Europe’s top five leagues and, with your help, narrow it down to the best XI.

Using polls on our Instagram stories, we pit players in each position against each other and let you decide who deserves to make the cut.
Follow our Instagram page to get involved.

Here’s what our latest European Team of the Week looks like:
GK: Emiliano Martinez (Aston Villa)

Earned his 12th clean sheet of the season and Villa a point in difficult circumstances. Brighton were well on top and exerted pressure on his goal, but a stunning nine saves kept them at bay.

RB: Matthew Lowton (Burnley)
Undoubtedly his best performances of the season, excelling at both ends of the pitch. Lowton made three tackles, three interceptions and five clearances in a fine defensive display but really caught the eye in attack with three key passes and one outstanding volley to score at the end of a superb run.
CB: Lucas Martinez Quarta (Fiorentina)
Solid at the back and certainly didn’t deserve to end up on the losing side. Stood out with 11 defensive actions in a 2-1 defeat to Sampdoria, including five interceptions and he even managed to hit the woodwork at the other end.
CB: Diego Carlos (Sevilla)
A rock at the back as Sevilla secured a 1-0 victory at home to Huesca. Made a staggering 11 clearances in the process and was good on the ball, boasting a success rate of 92.7 per cent.
LB: Ola Aina (Fulham)
Perfect ball across for Josh Maja to score the first goal at the end of a fluid Fulham attack. He put in a shift in defence as well. No one made more than his five clearances during the 2-0 win over Everton.
CM: Ilkay Gundogan (Man City)
The Premier League’s Player of the Month continued in his rich vein of form. He was excellent in midfield and tormented Tottenham with his well-timed runs forward, bagging a brace. He sat Davinson Sanchez down before slotting home for his second goal.

CM: Toni Kroos (Real Madrid)
Dictated the tempo of the game with his exceptional distribution. The German played 107 passes at 94.4-per-cent accuracy. He picked up an assist for the opener and then passed the ball into the back of the net with ease to get himself on the score sheet as well.
CM: Nabil Fekir (Real Betis)
Took his goal superbly, showing great strength to hold off the defender before checking back onto his weaker right foot and dispatching the finish with aplomb. He posed a constant threat with a game-high five shots in the 2-1 win at Villarreal.
FW: Lionel Messi (Barcelona)
Vintage Messi, skipping past challenges and scoring from range. He hammered in his first in emphatic fashion, but his second was a thing of beauty, curling a sublime effort into the corner from the edge of the box with minimal back-lift. He even bagged an assist, by setting up Trincao.

FW: Romelu Lukaku (Inter Milan)
Reached 300 goals for club and country by scoring a brace in a 3-1 win over Lazio that fired Inter to the top of Serie A. He made no mistake from the spot and then took advantage of some suspect defending for his second. He then showed immense pace and power to assist Lautaro Martinez on the break.
FW: Pierre-Emerick Aubameyang (Arsenal)
Scored his first Premier League hat-trick in a 4-2 win over Leeds and even hit the woodwork. He cut in expertly to score the opener, converted a penalty and then headed home Emile Smith-Rowe’s cross.
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IND vs ENG | Wouldn’t call it a good pitch but it made for exciting cricket, opines Joe Root



Following a shambolic loss, Joe Root opined that he wouldn’t call the Chennai pitch for the second Test as a ‘good’ pitch but insisted that it made for exciting cricket. He also admitted that it is a learning experience for the visitors to look at India and bat for long periods of time. After cruising past the hosts India in the first Test, where Joe Root led by example, England were looking to keep their momentum up for the second Test, at the same venue. However, right from the toss, everything went awry as they lost the toss and were made to bowl on a relatively flatter wicket. Eventually, that combined with their first innings batting display took the game away from the visitors, who ended up chasing the game from the second day. The visitors subsequently succumbed to a 317-run loss, during which the conditions in Chennai was a major part of the debate. Joe Root opined that he wouldn’t call it a good pitch but reckoned that the pitch did make for exciting cricket between the two teams. “It’s very alien to what a lot of English guys will have experienced before, as are green seamers that you might across in the UK. Do I think it was a good pitch? I wouldn’t say it was a good pitch, but it made for very exciting cricket,” said Root, reported ESPNCricinfo. “I do think that the toss was an important one to win but it wouldn’t have guaranteed us to win the game either. India showed that you can score runs on it and found a way of managing a very tricky surface so we’ve got to learn from that,” he added.Despite the tricky surface, India through their two innings – showed England how to bat, scoring 614 runs. Root stated that it was something that the visitors would have to learn from and added that they needed bat for long periods of time like the hosts. “How they (India) didn’t get away from their game plan, how they knew exactly the way they were going to score their runs. How they managed to bat at the other end for long periods of time.””And as a batting group, how does that look for us individually? How I am going to manage these big turning deliveries and how am I going to stay really calm and clear under pressure? We’ve got to take bits from it and add it to our own games, and come back better for it as well,” he added.However, next up for the visitors would be a day-night clash in Ahmedabad, where Root has his sights on, insisting that the break will help them regain momentum. “Day-night cricket offers something different again, so we are very much looking forward to that. We’ll have a little bit of a break now to refresh and have a look at a few things, but it’s exciting times.”Follow us on Facebook hereStay connected with us on Twitter hereLike and share our Instagram page here .

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Lahore Qalandars appoint Shaheen Shah as vice-captain for PSL 6


Karachi: Lahore Qalandars have appointed pacer Shaheen Shah Afridi as the vice-captain for the Pakistan Super League (PSL) season six.
The 20-year-old Shaheen has been with the Qalandars since the third edition of the PSL and has emerged as the core member of the franchise.
Aaqib Javed, LQ’s director of Cricket said that Shaheen Shah Afridi is face of Lahore Qalandars. His dedication towards Qalandars’ mindset is remarkable.
“Shaheen Afridi is a world class cricketer with exceptional bowling skills, his commitment and dedication for the team is unmatched and he is keen to take the team to the next level” said Aqib Javed.
Shaheen Afridi, in his message, thanked the Lahore Qalandars management and aimed to contribute towards team’s success.
“I am thankful to Lahore Qalandars’ management for this opportunity and really looking forward to play my part in success of Lahore Qalandars team” said Shaheen Afridi in his message.
Shaheen has taken 34 wickets in 27 matches. He was Qalandars’ leading-wicket taker of PSL 2020.
Read: Multan Sultans announce Mohammad Rizwan as captain for PSL 6
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Chot on TNT coaching return: ‘It’s not going to be easy’

FILE PHOTO– Returning TNT coach Chot Reyes. TRISTAN TAMAYO
MANILA, Philippines — Chot Reyes is keeping his expectations modest ahead of his second tour of duty as head coach of TNT.
Reyes is the franchise’s winningest coach, having led Talk ’N Text to four titles during his first stint from 2008 to 2012.
“It’s not going to be easy. I know a lot of fans are saying a lot of good things, but this is not going to be a walk in the park, it’s not going to be an instant thing,” said Reyes on Monday in an episode of The Game.

THE GAME | February 15, 2021
THE GAME | February 15, 2021 | 7:30PM• Chot Reyes Returns as Head Coach of TNT Tropang Giga• The Next Chapter: Coach Chot Reyes & Coach Tim Cone• Coach Tim Breaks Down Race for NBA MVP: LeBron James, Luka Doncic, & Nikola Jokic
Posted by One Sports+ on Monday, February 15, 2021

Reyes, 57, replaced head coach Bong Ravena and active consultant Mark Dickel at the helm.
“I just want to make sure that we manage expectations because the competition as we all know is very, very tough and everyone is getting better,” added the eight-time PBA champion and five-time Coach of the Year. “So you know, simply changing the coach is not a magic formula, it’s not automatic. You really, really have to work like we’ve never worked before.”
But the pressure will be on Reyes, who will be tasked to end the Tropang Giga’s long title drought.
TNT hasn’t won a title since the 2015 Commissioner’s Cup under Jong Uichico.
Led by Roger Pogoy, Ray Parks and Jayson Castro, the Tropang Giga made as far as the finals in last season’s Philippine Cup bubble where they lost to the Barangay Ginebra Gin Kings in five games.

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Draymond Green calls out NBA double-standard after Cavaliers sit Drummond


Draymond Green says there’s a double-standard in the NBA that protects teams but alienates players when trade requests are made public.
“At some point, we need to be treated with the same respect and have the same rights that the team can have,” Green said Monday after his Golden State Warriors beat the Cleveland Cavaliers in a game in which Andre Drummond was benched while the Cavaliers look for a trade for the star centre.
Earlier on Monday both the Cavaliers with Drummond and the Detroit Pistons with Blake Griffin made it publically known that those players would not play another game until a trade can be found. The NBA trade deadline is March 25.
After watching Drummond sit on the sidelines Monday, Green called the situation “b— s—” and cited numerous examples of players requesting trades and being portrayed as bad apples for doing so — including the January fallout between James Harden and the Houston Rockets — while teams can seemingly operate at will without criticism for their actions.
“…As a player, you’re the worst person in the world when you want a different situation. But a team can say they’re trading you, and that man is to say in shape, he has to stay professional and if not, his career is on the line,” Green said. “At some point, this league has to protect the players from embarrassment like that.”

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Warriors Teammate Praises Steph Curry and Draymond Green’s Hall of Fame IQ


After a bumpy start to the 2020-21 NBA season, the Golden State Warriors are getting back in form. They made several changes to their roster in the offseason and it took some time for the players to settle in. But with the All-Star break almost here, the Dubs are looking consistent. The credit for their newfound success goes to none other than their veteran duo of Steph Curry and Draymond Green. Recently, the two stars flaunted their skills against the Cavaliers in a comfortable 129-98 victory. Curry continued his hot scoring streak with 36 points against the Cavs. On the other hand, Green handled the facilitating duties for the team as he finished the game with 16 assists. The two stars have shouldered the burden for the team in the absence of Klay Thompson. But can the Warriors go all the way and win another championship? We will find out in the coming months. Steph Curry and Draymond Green: The two pillars for the Golden State Warriors Golden State Warriors forward Kent Bazemore (26) and forward Juan Toscano-Anderson (95) and guard Stephen Curry (30) and forward Draymond Green (23) during the game between the Dallas Mavericks and the Golden State Warriors at the American Airlines Center. Mandatory Credit: Jerome Miron-USA TODAY SportsFollowing this sensational victory, Juan Toscano-Anderson gave an interesting post-game interview. He said: “I am a beneficiary of these guys, their hall of fame IQ. You know Draymond [Green] had 16 assists today and that’s amazing from our starting center. Last five games, he’s in double digits assists. … Either Steph [Curry] is open or Imma be open. “I’m aware that the defense ain’t gonna leave him so I just find those gaps and get those easy buckets. I know Draymond sees everything. Sometimes he sees it a little too quick before any of us see it, but it’s great to play with a guy like that.” Draymond Green has always been an amazing playmaker for the Dubs. Even during their stretch of dominance in the mid 2010s, he took on the role of a facilitator for their championship teams. This season, he is elevating his game further in that department. READ MORE | Steph Curry and LeBron James Ready to Move On From Intense Rivalry But is this enough for the Warriors to win another championship? Feel free to share your thoughts. Get notified about breaking news and watch highlights on the go; join the Arena on NBA Hoops

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Ashwin stars as India thrash England to level Test series


Chennai: India captain Virat Kohli said Tuesday his side showed more “grit” and “determination” to thrash England in the second Test, playing down complaints about the difficult pitch.
With local hero Ravichandran Ashwin claiming eight wickets in the match and scoring 106 in the second innings, India completed a 317-run victory inside four days in Chennai.
Left-arm spinner Axar Patel claimed a five-wicket haul on his Test debut as England were out for 164 while chasing an unlikely 482 on day four.
Some said the Chennai pitch, which crumbled from nearly the first day, was not fit for a Test.
But England made no public complaint and Kohli rejected the criticism and said his side played a “perfect game”.
“I think our application with the bat was outstanding,” said the India captain.
“The conditions were challenging for both sides but we showed more application and grit and determination to battle it out.
“We didn’t panic out there looking at the hard turn and bounce on that pitch.”
Kohli highlighted that India scored 600 runs over two innings despite the conditions, and winning the toss made no difference.
“So if you put up that kind of batting performance and you string in those important batting partnerships then we know that our bowlers are going to do the job.”
England ‘outplayed
England captain Joe Root conceded that his side were “outplayed in all three departments this week” and had to learn quickly before the third Test in Ahmedabad.
But he added: “I would say it was a challenging wicket. I do think that it was an important toss to win.”
England, he said, now have to be “honest” and learn quickly to adapt to conditions in India.
England, struggling since the opening day, kept losing wickets after resuming on 53-3 on day four.
Root departed for 33 soon after lunch, falling to Patel.
Left-arm wrist spinner Kuldeep Yadav joined in to finish off the innings, taking Moeen Ali after he smashed 43 off 18 balls.
The last wicket partnership of 38 between Ali and Stuart Broad, unbeaten on five, was England’s highest of the match.
England, who have been resting and rotating players, said Ali would be returning home after the Test.
Ali had coronavirus in Sri Lanka but recovered to take a total of eight wickets in the second Test against India.
Ashwin’s five wickets to help bowl out England for 134 in the first innings in response to India’s 329 set the tone for the host’s dominance.
England conceded a lead of 195 and then struggled on a pitch that offered turn from day one.
“This wicket was very different to the one we played on in the first game,” Ashwin conceded, but he added that the wickets had not fallen from the balls he expected.
“It was the mind of the batsmen that got us wickets.”
Opener Rohit Sharma hit an attacking 161 to set up India’s big innings after they won the toss and elected to bat first.
Sharma’s seventh Test century and his first against England raised the pitch of the returning Indian crowd — present in a stadium for the first time since the coronavirus pandemic.
Kohli made 62 in the second innings, putting on a key 96-run seventh-wicket partnership with Ashwin on day three.
Both sides need to win the series to take the second place in the World Test Championship final against New Zealand later this year.
The third Test — a day-night match — will begin in Ahmedabad on February 24.
Authorities have not said if fans will be allowed into the world’s biggest cricket stadium — with a 100,000-plus capacity — for the game.
Read: England thrashes India by 227 runs in first Chennai Test
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